- Make music inc. not leasing finale software how to#
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Last year, with a year to go, got a call from dealership about breaking lease early. Was able to get a great monthly price and convinced them to tack on 5yr warranty for no cost. However lemme tell you one good lease story. Most people are right here that leasing right now is silly when new cars have great deals and used cars are going for absurd prices. I also bought GAP insurance through my credit union, which was several hundred dollars cheaper, than buying it from the dealer. You can also shop for a car, place a three day promissory note on a new car as a hold on the car, while you get your loan from a credit union. The next time I purchase a car, I will definitely go through my credit union and take out a loan with them, and basically pay cash for a car and not worry about the hassles of speaking with the finance officers at the dealerships. Dealerships will always try to make money by giving you worse interest rates on your new car. I also ended up refinancing my new car with a credit union for much better interest rates. The dealer had to match Carmax and Kelly Blue book in the end. I was getting calls from other dealerships about my truck while I was negotiating for my new car. Also, register your used car with Kelly Blue Book and dealers in your area will immediately start to call and ask to purchase your used car.
Make music inc. not leasing finale software free#
Definitely go to Carmax first to get a free appraisal for your vehicle, which will give you much more negotiating power at the dealership. Got a really good deal on my truck with over 145K miles. Still a bad time to buy a car right now but a great time to get rid of used cars. I just wasn't ready to jump on the leasing merry-go-round. Thanks to the pandemic, my car will probably have really low mileage after 4 years, and the trade in value should help towards my next purchase. I figured with buying a car, at least you do have equity in the end for trade in value and I can then greatly reduce my next cars monthly payment with really good value on my trade in. Buying a car does have its advantages if you don't keep your car for more than four years on a five year loan. Not to mention they were quoting me some really high Money factor ratios, and I have really, really good credit. Just not very good lease deals right now and no incentives. Given current prices I think new cars represent generally better value than 2-3 year old.Īfter all was said and done, I chickened out and bought a new car instead of leasing. So this change is at least partially that 2-3 years doesn't reduce the useful life of a car as much as it once did.Īt the same time the technology advancement in driving aids and interior electronics has been pretty rapid. But keep in mind the number of cars surviving until 20 years is also up in the same time period.
Depreciation tends to be a fairly flat line until 8-10 years out. That's no longer true, at least for non luxury brands. The common wisdom used to be a 2-3 year old car was a sweet point of depreciation and represented a pretty good deal. From a frugality point of view it is continually rolling over a lease so you always have a car that is less than 3 years old that would be a luxury and cost you the big $. If you plan to buy out the lease with a used car loan it's basically just like having extended financing. You just have to run the numbers and look at your own circumstances. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.
Make music inc. not leasing finale software how to#
Get your financial house in order, learn how to better manage your money, and invest for your future. Private communication is not safe on Reddit.
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